Buying Scheme

Deposit Unlock

Making homeownership more accessible

With Deposit Unlock, getting onto the property ladder or moving into a new-build home has never been easier. This innovative scheme allows both first-time buyers and existing homeowners to secure a brand-new Alderley home with just a 5% deposit, making homeownership more affordable and accessible.

Better yet, Deposit Unlock can be used alongside Part Exchange, helping you move seamlessly without the hassle of selling your current home.

How it works

1

Choose your Alderley home

Speak to our sales team to check if your chosen home is eligible for the Deposit Unlock scheme.

2

Explore other Buying Schemes

Our advisors can help you combine Deposit Unlock with Part Exchange or other schemes to make your move even smoother.

3

Speak to a Mortgage Specialist

We’ll connect you with a New Build Mortgage Advisor to guide you through your Deposit Unlock application.

4

Move in with just 5% deposit

Once your mortgage is approved, you’re on your way to owning a brand-new Alderley home with a lower deposit and competitive mortgage rates.

Why choose Deposit Unlock?

Low 5% deposit

Buy a brand-new Alderley home without needing a large upfront payment.

Available for first-time buyers & home movers

Whether you’re stepping onto the property ladder or moving up, Deposit Unlock makes it easier.

Works with other schemes

Can be used alongside Part Exchange to make your move even smoother.

Competitive mortgage rates

The scheme gives you access to low-deposit mortgage products at competitive interest rates.

Who can use Deposit Unlock?

Deposit Unlock is open to both first-time buyers and home movers, helping more people secure their dream home with an affordable 95% Loan to Value (LTV) mortgage.

By reducing the upfront cost of homeownership, this scheme removes a major barrier to buying a new home, ensuring you can move into a high-quality, energy-efficient Alderley home sooner than you thought possible.

Fill out the Enquiry Form at the bottom of the page to connect with a member of the team for more information.

Terms & conditions

By participating in the Alderley Homes Deposit Unlock Scheme, you agree to the following terms and conditions:

    • Deposit Unlock is available on selected Alderley Homes developments and homes.

    • The scheme is available to first-time buyers and existing homeowners.

    • The customer must provide a minimum 5% deposit, with a 95% Loan to Value (LTV) mortgage from a participating lender.

    • The customer must meet the mortgage lender’s eligibility and affordability criteria.

    • A financial advisor or mortgage broker may be required to assist with the application.

    • Alderley Homes is not responsible for any mortgage offers or lender decisions.

    • A reservation fee is required to secure the chosen Alderley home.

    • The customer must proceed with a full mortgage application within 7 days of reserving the property.

    • Exchange of contracts must take place within the standard timeframe (usually 28 days).

    • The Deposit Unlock scheme cannot be used in conjunction with Part Exchange but may be used with Assisted Move, subject to approval.

    • The scheme is not available for investment purchases, buy-to-let, or second-home buyers.

    • The maximum property purchase price available under Deposit Unlock is subject to the lender’s individual policies and regional variations.

    • The customer must legally complete the transaction in line with the agreed purchase timeline.

    • If the customer withdraws from the purchase, they may forfeit their reservation fee and be liable for any incurred costs.

    • Deposit Unlock is subject to lender availability and may be withdrawn at any time.

    • Alderley Homes is not responsible for changes to lender criteria, mortgage rates, or scheme availability.

    • The scheme is subject to legal and financial due diligence.

For more information, please contact the Alderley Homes Team at info@alderley-homes.com, or complete the Enquiry Form below and a member of the team will be in touch shortly.

View other Buying Schemes

  • Assisted Move

    Let us handle the sale of your current property with our Assisted Move scheme. We'll take care of the details and manage the process, making your move to a new Alderley home smooth and stress-free.

    View

  • Part Exchange​

    Skip the hassle of selling your home with our Part Exchange service. We'll offer you a fair price for your existing property, allowing you to move into your new Alderley home without delays or complications.

    View

  • Recommend a Friend​

    Share the experience! When you recommend a friend to buy an Alderley Home, you can both benefit from a cash reward upon completion.

    View

Need help landing a mortgage?

We’ve partnered with the experts at RSC New Homes Mortgage Services to help make buying your Alderley home easier than ever.

Whether you're a first-time buyer or moving up the ladder, their team of specialists will guide you through the process and help you secure the best mortgage option.

Contact us

Looking to learn more about our developments or interested in purchasing your new home with Alderley Homes?

Whether you have questions about our properties, buying schemes, or availability, simply call us or fill out the form and a member of our team will be in touch shortly.

Office Opening Hours: Monday - Friday 09:00 - 17:00